What to Know About the SR22 Insurance Requirement
What to Know About the SR22 Insurance Requirement
Blog Article
In case you were recently notified you need an SR22 filing, you might be feeling uncertain. While it may sound like a unique type of insurance policy, an SR22 is actually a certificate of financial responsibility needed by the state in various circumstances. Let’s look into what SR22 insurance is, who needs it, how it works, and why finding the right company is essential.
What Is SR22 Insurance?
Despite the name, SR22 insurance is not a standalone insurance type. It’s a certificate that your insurance copyright files with the state to verify that you have the minimum liability coverage by law. Think of it as a guarantee from your insurer that you’re financially responsible while driving.
Do You Need an SR22?
You might be required to carry an SR22 if you’ve been involved in various traffic-related offenses, such as:
• Alcohol or drug-related offenses
• Hazardous driving
• Driving without insurance
• Multiple traffic violations
• Revoked or suspended license
The SR22 requirement is often part of the reinstatement process for your copyright after such issues.
How Long Do You Keep SR22?
The duration you need to maintain SR22 coverage depends on state law, but in most cases, it’s required for several years. It’s essential to keep the policy active during this time. If it is dropped, your insurer must notify the state, which could result in another license suspension.
How Much Does SR22 Insurance Cost?
The cost of filing an SR22 form is usually low—typically between $15 and $50. However, your monthly fees may rise depending on your driving history and the reason for the SR22. Those with a poor driving record often face elevated costs, so it’s smart to compare quotes from several insurers.
Getting Started With SR22
Follow these steps to obtain SR22 insurance:
1. Get in touch with your insurance provider and inform them you need an SR22.
2. Adjust or begin your auto insurance policy to meet state legal requirements.
3. Your insurer will send the documentation with the state.
4. You’ll receive proof once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s crucial to work with sr22 insurance one that specializes in the process.
Choosing the Right SR22 Provider
Not all insurance companies support SR22 filings, so it’s best to go with a provider that focuses on these cases. They’ll help you remain in good standing, maintain your coverage, and lower your insurance burden even with a challenged driving history.
If you're looking for a local SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale offers fast, affordable, and reliable SR22 filings for drivers who need to get back on the road. Let their experienced team assist you every step of the way.